WA offers training, AI credits, hosting, and a free domain. See what $49–$99/month really gets you with no contracts.

What’s the smartest investment you can make after 60?
For me, it wasn’t a vacation, a gadget, or even a financial product. It was deciding to invest in myself by building a real online business.
Wealthy Affiliate (WA) is where I started — and it might be where you start too.
But before we go further, let’s be clear: this isn’t about a “free look” or a shortcut. It’s about serious seniors who are ready to build a foundation the right way, using affordable tools and training that actually work.
Affiliate Disclosure
Some of the links in this post are affiliate links. That means if you click and decide to make a purchase, I may earn a commission at no extra cost to you. I only recommend programs and tools I personally use and believe in, including Wealthy Affiliate.
Summary
- WA offers Premium ($49/mo) and Premium Plus ($99/mo) plans with discounted annual rates.
- No contracts — you can upgrade or downgrade anytime.
- AI credits and tools are included in both Premium and Premium Plus.
- Premium Plus members get a free domain they keep even if they downgrade.
- Serious members see the free look as a bonus, not the main attraction.
Table of Contents
- What are the membership options at Wealthy Affiliate?
- How does the sign-up and upgrade process work?
- What happens when a Starter member upgrades?
- What makes WA different in today’s AI-driven world?
- What can WA do for you (and what can’t it do)?
- Comparing $49 a Month to Other Spending Choices
- Popular $49/Month Options: What You Get
- How does WA compare to other platforms?
- Who should (and shouldn’t) consider WA?
- Is it worth it? My honest take.
What are the membership options at Wealthy Affiliate?
Wealthy Affiliate offers two main plans: Premium at $49/month (less if billed annually) and Premium Plus at $99/month ($49 for the first month, less annually). Both include hosting, AI credits, training, and community, while Premium Plus adds a free domain you keep even if you downgrade.
Wealthy Affiliate offers two main membership levels:
- Premium: $49/month, with discounts if you pay annually.
- Premium Plus: $99/month (first month only $49). Annual payment lowers the effective monthly cost.
The bottom line: there are several flexible options, and there are no contracts. You can upgrade or downgrade anytime — no questions asked.

How does the sign-up and upgrade process work?
Registration is straightforward — and it doesn’t require a credit card. Here’s what you get as soon as you sign up:
- Access to the business hub immediately.
- One practice website provided at no cost during the free look period.
- 24/7 live chat available as soon as you complete your profile.
- The first six core training lessons included with the free Starter membership, covering how to choose a business niche and more.
But here’s the important part: the free look is a bonus. It’s not the main reason to join. If you’re only signing up for fun, you’ll get very little out of it. The real value begins when you commit to Premium or Premium Plus.
What happens when a Starter member upgrades?
When you upgrade, the doors truly open:
- Full training library with step-by-step lessons.
- Website hosting for up to 10 sites (Premium) or 50 sites (Premium Plus).
- Monthly AI credits to generate content and support your business.
- Weekly live training sessions (Premium) and both weekly and daily live trainings (Premium Plus). All sessions are recorded and available on demand, so you can learn at your own pace.
- Community support and mentoring.
- Premium Plus Bonus: one free domain name you own outright — and keep even if you later downgrade to Premium.
What makes WA different in today’s AI-driven world?
AI is everywhere, and WA has integrated it into its platform responsibly. Both Premium and Premium Plus members receive monthly AI credits, along with training that shows you how to use AI as a tool — not as a crutch. This keeps your business modern, efficient, and adaptable.
What can WA do for you (and what can’t it do)?
WA can provide:
- Training, tools, AI credits, hosting, and a global community.
- A flexible, affordable path to build an online business without debt.
WA cannot:
- Do the work for you.
- Guarantee instant success or income.
- Replace the need for your effort, consistency, and focus.

Comparing $49 a Month to Other Spending Choices
Instead of signing up for a subscription, you could:
- Put $49 a month in a high yielding savings account—you’ll see slow but steady progress
- Invest the money with a roboadvisor and look for long-term growth
- Use the cash for occasional classes or local adventures on your own schedule
- Donate the amount to causes that really matter to you for some heartfelt satisfaction
Choosing just one path rarely fits everyone. Switching things up and mixing approaches often brings more satisfaction than going all in on a single option.
Popular $49/Month Options: What You Get
- Online Learning: Classes covering domains like computers, language, investing, or creative skills
- Financial Memberships: Investment clubs, stock analysis tools, or passive income platforms
- Activity Clubs: Golf, pickleball, crafting, or local social outing memberships
- Hobby Subscriptions: Wine clubs, book boxes, tool rentals, or cooking supplies
Each option gives you something different. The real question is whether what’s on offer actually lines up with your interests and needs. Before signing up, check for member reviews or free previews—these can help you spot the best fit without risk.
How does WA compare to other platforms?
WA stacks up favorably because it combines affordability, tools, and a global support system under one roof.
Platform | Cost | Community | Hosting | Training | AI Tools | Free Domain |
---|---|---|---|---|---|---|
Wealthy Affiliate | $49–$99/mo | Yes | Yes | Yes | Yes | Premium Plus only |
Kajabi | $149+/mo | Limited | Yes | Limited | No | No |
ClickFunnels | $127+/mo | Limited | Yes | No | No | No |
Authority Hacker | $999 one-time | No | No | Yes | No | No |
Who should (and shouldn’t) consider WA?
Should consider:
- Seniors serious about building a real business.
- People willing to follow training and put in consistent effort.
- Anyone looking for low-cost, high-value tools and guidance.
Shouldn’t consider:
- Those looking for “easy money.”
- People unwilling to invest time or follow directions.
- Anyone joining just to explore the free look without intention to commit.
Is it worth it? My honest take.
For me, yes. I’ve made mistakes, struggled with focus, and learned the hard way that success doesn’t come overnight.
I thought it would be easy.
It’s not.
However, it’s a lot easier if you follow the program to the letter, don’t stray from the program, try to re-invent the wheel and especially if you don’t think you know more than you do or that you’ll figure it out on your own.
I did all those things. I only have myself to blame
The value depends on what you’re really after and what you expect. If a club, learning platform, or investment membership gives you real learning, new friendships, or added peace of mind, then $49 a month might be money well spent.
But if it’s just another bill, or if you don’t use it, it might be time to let it go and use your money elsewhere.
The program was created by people who know the ropes, who are very active in the day to day operation and training to show others how to create a successful online business. Additionally, there are members who are more than qualified to help.
It’s a pay-it-forward community. Everyone tries to help everyone else.
If you don’t have an interest in helping others online and if you’re only in it for the money, you’ll find yourself in the wrong place.
But the value of having hosting, training, AI tools, and a supportive community for less than the cost of most competitors is hard to ignore. The free look is nice — but the real value is in the long game.
If you have a vision or a dream, you’re teachable, willing to do what it takes to succeed, which means to keep working, no matter what, despite the bumps in the road, you’ll be right where you need to be.
If you’re serious, Wealthy Affiliate is worth every penny.
Final Thoughts
- WA is flexible and affordable, with no contracts.
- Premium and Premium Plus both come with AI credits and community support.
- Premium Plus adds a free domain you keep forever.
- The free look is a bonus, not the focus.
- It’s only for those serious about building a business.
What do you think? Do you have questions or comments?
I’d love to hear from you.
Leave comments and questions in the space below.
I always reply.
Take the Next Step
Ready to check out some new options?
Try a free trial for a service that fits your interests, join a club, or find a local class. Test it out risk-free, keep what truly adds value, and keep building the retirement lifestyle you’re after.
Remember, this chapter of life is all about making smart choices that feel good—and $49 a month might just give that extra boost you’re looking for.
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I really enjoyed reading this, Bob. I’m in my mid-50s and now that my kids are grown, I’ve been thinking a lot about finding something meaningful to do from home that could also bring in a little income. I’m not very tech-savvy, but the way you explained WA makes it sound doable, especially with the training and community support. $49 a month feels reasonable compared to what I’ve seen other platforms charge. I like the idea of learning step by step instead of just being left on my own. Do you think someone like me, with no online business background, could realistically get the hang of it?
Hi Sharon, thanks for your comments. I absolutely think you can get the hang of it. If you’re teachable, willing to learn, willing to work, and most of all, willing and able to follow directions, you’ll be fine. I wish you all the best.
Bob